Monday, 8 December 2008

Who Is Sailing Your Boat?

No one would set off in a boat with no oars, no sails and no engine.

Imagine setting sail without a map or compass.

What would happen on a journey like that? You would end up wherever the current took you. Sometimes into rocks, sometimes running aground and occasionally, if you were lucky, you might reach where you hoped to.

Yet this is how many people live their lives.

Dependent upon their boss or the economy to determine what sort of financial life they live.

Everyone should take responsibility for their future. This is particularly important in today's economic climate. There is no such thing as job security; the only thing that will provide you with any degree of security is your own skill set.

Too many people finish school or even university and think they have stopped learning. It's important to never stop learning, never stop adding to your skills. They don't have to be related to your job; in fact it is probably better that they are not.

Treat yourself as your one man business, because you are the commodity that you are selling to the whole world. Make yourself as valuable and marketable as possible. Never stop investing the time, effort and money in your lifelong learning and improvement.

And don't fall into the common mistake of thinking you are "sorted" if you have a good job or steady career. Who knows what your future holds?

How much would your family's life be changed if you were fired?

Or if you were made redundant?

What would happen if you became too ill to work?

Hopefully, you never have to face any of these possibilities. But one thing is for sure - if you ever do end up in these situations, it is too late to wish you had made better provisions.

I recommend that all of my clients take control of their finances by beginning their own part-time business. Whether this business offers you the income to save an extra £1,000 a year, or gives you the way out of your career, or funds your property investments, it is absolutely vital that you are taking action to control your own finances.

I recommend that my clients position themselves within the next trillion dollar industry; the wellness industry.

Don't spend another day relying on your employer, your spouse, your yet-to-come inheritance, the economy, the government, or anyone else to secure your future.

It is your responsibility alone.

And it is too important to delay for another moment.

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